Yiren Digital and klikUMKM Form AI-Driven Financial Joint Venture in Indonesia

Yiren Digital has announced a strategic joint venture with klikUMKM and Artha Graha Network to deliver AI-driven financial solutions across Indonesia, announced in a press release. This collaboration aims to leverage Yiren Digital's advanced financial technology and AG Network's local market expertise to meet the growing demand for accessible financial services in Southeast Asia's largest economy.

The joint venture will integrate Yiren Digital's AI capabilities, including risk management algorithms and automated customer service platforms, into its operations. This technological foundation is expected to enable efficient scaling and delivery of secure, customer-centric financial services tailored to the Indonesian market.

The partnership will also benefit from AG Network's established local presence and regulatory expertise, facilitating swift market entry and compliance with local regulations. The joint venture is set to commence operations in the second half of 2025, with plans to explore further technology collaborations to support AG Network's digital transformation initiatives.