Crossmint Launches Agentic Card Payments API with Visa and Basis Theory

Crossmint has launched its agentic card payments API using Visa Intelligent Commerce and Basis Theory, announced in a press release. The new API allows developers to enable eligible US-issued Visa credit and debit cardholders to authorize payments made by AI agents with secure, tokenized credentials.

The system leverages Visa Intelligent Commerce Connect to generate tokenized credentials linked to existing Visa cards. These credentials are subject to issuer approval and defined spending controls. Card numbers and CVCs are protected through tokenization and vaulting mechanisms, while spend limits restrict agent access to raw card data.

Payment data is handled under PCI compliance requirements through Basis Theory's infrastructure, which vaults sensitive information separately from the agent environment. Crossmint has also integrated the capability into its own product, lobster.cash, which can be added to platforms such as Claude Code, OpenClaw, Hermes, and Zo Computer to enable secure payments by agents.

Visa Vice President Tanner Riche said the initiative supports agent-driven transactions by providing consumers with tools to authorize payments securely without exposing card details. Basis Theory CEO Colin Luce described the collaboration as an extension of tokenization technology into agentic commerce.