Visa Completes AI-Driven Transactions Ahead of 2026 Agentic Commerce Rollout

December 19, 2025
Visa announced that it has successfully completed hundreds of secure AI-initiated transactions with global partners and expects millions of consumers to use AI agents for purchases by late 2026.

Visa announced that it has completed hundreds of secure, AI-initiated transactions in collaboration with partners across its global network. The company said these trials mark a key step toward mainstream adoption of agentic commerce, with millions of consumers expected to use AI agents to complete purchases by the end of 2026.

The transactions were conducted through the Visa Intelligent Commerce (VIC) framework, which allows AI agents to search, recommend, and pay on behalf of consumers. More than 100 partners are participating in the initiative, with over 30 building in the VIC sandbox and more than 20 integrating directly with the platform.

Early pilots include collaborations with Skyfire, Nekuda, PayOS, and Ramp. These partners are testing consumer and business-to-business use cases such as automated product purchases, one-click checkouts, and streamlined corporate payments.

Visa also introduced the Trusted Agent Protocol, developed with partners including Worldpay, Cloudflare, and Akamai, to enable secure communication between merchants and AI agents. The framework helps merchants distinguish legitimate AI agents from malicious bots, supporting safe agent-driven transactions across global markets. The company expects full consumer readiness for AI-enabled commerce by early 2026.

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