Huntington launches Gemini based operating system for small businesses

The Huntington National Bank launches The 1866 Studio, an AI operating system for small businesses built with Google Cloud's Gemini platform, the bank said in a press release. The system combines financial information, business guidance, digital tools and access to human expertise.

Initial features include AI workflows for selecting and registering a business entity, handling licensing requirements and creating an operational plan. The system can also generate marketing materials, advertising copy and social media campaigns using Gemini models.

Agents can assess financing readiness, identify gaps, explain lender requirements and recommend steps that may improve eligibility. The platform retains relevant business context across tasks, while owners control its actions. Entrepreneurs can apply for early access starting October 19, including those who are not Huntington customers.