Algebrik AI Integrates Scienaptic AI Decisioning into Loan Origination System

Algebrik AI has announced a strategic partnership with Scienaptic AI to integrate AI-driven decisioning into its cloud-native Loan Origination System (LOS), according to a press release. The collaboration enables lenders using Algebrik’s platform to access Scienaptic’s credit underwriting, fraud prevention, and pre-qualification capabilities directly within the loan origination workflow.

The integration allows credit unions and financial institutions to invoke Scienaptic AI’s decision signals at various stages of the lending process, from pre-qualification to funding and account servicing. Application data and credit bureau information are securely exchanged through APIs, returning decisions and recommendations within Algebrik’s interface.

Configuration and policy mapping can be managed directly in Algebrik’s console without additional IT development. The integrated system provides decision outcomes, conditions, and next-step recommendations within the lender’s workspace, reducing manual reviews and improving processing speed.

The combined platform is available to all Algebrik users, offering immediate access to AI-powered decisioning tools that enhance underwriting accuracy and operational efficiency.